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Law Office of Brian S. Karpe Canton Estate Planning & Probate Lawyer

Understanding Negotiations After Filing a Personal Injury Claim


You were just injured in an unintentional injury accident that another party caused. The other party was behaving in a negligent manner, which is why the accident happened. You are entitled to obtain compensation for the losses you suffered, but to get what you are owed, you will need to file a personal injury claim and be successful with it.

While it may feel like the best thing to do is file a claim and get your money fast by accepting the offer that the insurance adjuster initially provides, think again. Often, an insurance adjuster who is eager to contact you after your injury event and who is prepared to offer you a settlement is not doing so because they are concerned about your well-being. Rather, they are interested in getting your claim over with and closed, and in the process, they are doing so by getting you to accept a settlement that is not sufficient for your damages.

It is imperative that when you are injured, and you file a claim, you have a clear understanding of what all of your damages were, what they cost, and what the true value of your claim is worth. This will help you understand what you should receive. It will also put you in the best position to negotiate for the most desirable outcome when the insurance adjuster calls.

The key to obtaining the most from your personal injury claim is to understand the full extent of your damages and then engage in strategic negotiations with the insurance adjuster. And, even though some claims will go to trial to be decided by a judge or a judge and jury, the majority will be settled outside of court. When you settle, you will want to do so for the total value of what you are owed.

In Connecticut, when you have been harmed by another party’s negligence, you are welcome to call our Canton personal injury attorney at the Law Office of Brian S. Karpe for assistance with a personal injury claim.

The Negotiation Process after a Personal Injury Claim Has Been Filed 

The goal of personal injury negotiations is always to get the most compensation possible but never to accept less than what you are owed. Yet, the insurance adjuster is going to use every possible tactic to persuade you to take a low offer. Unfortunately, if you do this, then your claim will be closed, and you will be unable to obtain more compensation at a later time.

An attorney will know exactly how to identify all of your damages and calculate what your claim is worth. Then, your attorney will send the insurance company a demand letter indicating how much you want.

After receiving the letter, the insurance can accept your terms, reject them, or reply with a counter-offer. You, too, have the right to accept any offer that the adjuster makes, and you also can counter when what you are receiving is insufficient for your damages.

Your attorney is trained in skillful negotiations and should have experience with them, which they can use to move the adjuster closer to what you deserve. Negotiations can go back and forth until an agreement is made. Only if an agreement is impossible can you entertain going to trial. Even then, when a case appears to be on its way to a trial, things can change, and negotiations can arise again where a settlement can be made before a case has its day in court.

Speak to a Connecticut Personal Injury Attorney Today 

You deserve the most from your claim. Let our Connecticut personal injury attorney at the Law Office of Brian S. Karpe help you get it. Call today at 860-217-1458 to schedule a free consultation.

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