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Author Archives: Jay Butchko

Debts

Outliving Your Debts

By Brian S. Karpe |

A lot of us are unconcerned about our debts. After all, we won’t have to deal with them anymore once we die, right? Not necessarily. Debts don’t simply disappear when you die. They have to be paid somehow. But what happens when there are more debts than assets when someone dies? The estate is… Read More »

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PetTrust

Estate Planning? Don’t Forget About Your Pets

By Brian S. Karpe |

When thinking about estate planning, you may be worried about who will get your vehicle, house, furniture, or sports memorabilia. But have you thought about your pets? It’s something to think about, especially if you are terminally ill or of advanced age. Your dog eagerly awaits your arrival from home. Your cat enjoys cuddling… Read More »

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EPlan1

Estate Planning For Digital Assets

By Brian S. Karpe |

So, you’re getting your affairs in order. You have assets such as your car, home, bank accounts, furniture, jewelry, heirlooms, and collections. But have you thought about your digital assets? As the name implies, digital assets are those possessions that exist in a digital format. Digital assets can be found online or perhaps on… Read More »

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Planning3

Why You Need To Update Your Estate Plan

By Brian S. Karpe |

Statistics show that more than half of adults in the United States do not have a will or any other estate plan in place. Having an estate plan is important if you want your assets distributed per your wishes, so why don’t more people have them? While the COVID pandemic has brought about a… Read More »

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EstatePlan8

What Are Common Mistakes Associated With Connecticut Trust Administration?

By Brian S. Karpe |

Andrea decides that she should form a revocable trust to hold some of her assets, including tangible and intangible property. She has amassed several commercial properties and thinks transferring ownership to the trust would make her life easier. She finalizes the trust on her own without consulting an attorney, nominating her best friend as… Read More »

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IP

Intellectual Property Estate Planning For Hartford County Residents

By Brian S. Karpe |

When we think about drafting our own will and estate plan, we know to make a list of tangible personal property and financial assets such as our home, vehicle, furniture, vacation home, and retirement accounts. But what about other items we don’t think about often? What about intangible assets and works belonging uniquely to… Read More »

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ElderPlan

Disability Trusts & ABLE Savings In Connecticut

By Brian S. Karpe |

Are you or a loved one concerned about a disabled family member’s well-being and how their condition will be managed when you can no longer care for them? Is a simple trust not enough to meet their specific needs?  You may have options. ABLE savings accounts are specifically designed for Connecticut special needs residents… Read More »

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Should Your Hartford County Estate Plan Include Guidance For Student Loans?

By Brian S. Karpe |

More and more people are attending college.  Colleges are charging astronomical tuition and room and board fees. Many attendees and former alumni use Federal and private student loans to supplement the cost of their education. While student loans have flexible repayment periods, the interest can sometimes exceed the principal. Student loan interest also has… Read More »

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ScamCall

Social Security & IRS Senior Scams On The Rise

By Brian S. Karpe |

Government officials warn that 2022 will be the year of increased internet and telephone scams. While this does not come as a surprise to most, scams were extremely prevalent last year regarding Google, cryptocurrency, Medicaid, Social Security and the IRS. Authorities estimate that robocallers and other scammers are trying to take advantage of the… Read More »

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NewParents

Estate Planning For New Parents In Central Connecticut

By Brian S. Karpe |

You are expecting a child in 2022. You are overjoyed to start this journey as a new parent. But there is so much to do. You know you need to look for a college savings plan for your child, research health insurance, and apply for their Social Security card. You’ll also need to save… Read More »

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