Author Archives: Jay Butchko
What To Know About Appealing Your Personal Injury Suit’s Decision
It can be devastating after an unintentional injury accident trying to recover from the physical bodily harm and manage all of the overwhelming emotions. Potentially, the physical bodily harm was so much that in addition to costly medical treatment, there was extensive property damage and even a need to take time off of work,… Read More »
Foot/Leg Issues Covered By Medicare
As we get older, health issues tend to crop up. We may be plagued by leg and foot problems that make it hard to walk and move around. Plantar fasciitis, bunions, and varicose veins are bothersome health concerns that can cause a lot of pain. While it’s important to get prompt medical care to… Read More »
The Difference Between Probate Property And Non-Probate Property
When a person passes on that has a will, has an insufficient will, or does not have a will at all, the assets a decedent has will go through the legal process of probate to pay qualified creditors and for distribution to beneficiaries. The time it can take for an estate to go through… Read More »
Incorporating Life Insurance In Your Estate Plan
Death is a sore subject for many people. They want to live their lives without thinking about dying. However, we all need to be prepared for the inevitable. A good estate plan incorporates many elements. Life insurance may be one of them. More and more Connecticut residents are thinking about life insurance, especially since… Read More »
How Does A Felony Affect Your Life?
Many people have been convicted of crimes. These crimes may consist of DUI, drug possession, petty theft, indecent exposure, assault, and battery, which are often misdemeanors. A person convicted of a misdemeanor may have to pay a fine and go on probation, but for the most part, their life does not change much. This… Read More »
Can I Get Workers’ Compensation For PTSD?
When people think of workplace accidents, they tend to focus on the physical injuries involved. However, many employees suffer from mental and emotional trauma as well. One common mental issue is post traumatic stress disorder (PTSD). PTSD is caused by exposure to trauma such as serious injury, violence, and death, such as fires, accidents,… Read More »
Common Car Accident Injuries
When a car accident occurs, the first thing that people usually see is the damage to the vehicles involved. Car crashes can also cause damages to the occupants of the vehicles. Depending on the impact, a person can suffer a wide range of injuries of varying severity. The force involved can cause your body… Read More »
2023 Medicare Update
With the recent hard-sell and subsequent popularity of Medicare Advantage health plans, the Centers for Medicare and Medicaid Services (CMS) announced significant marketing requirement changes for those insurance representatives that sell Medicare Advantage and/or traditional Medical supplement insurance policies. The CMS updated marketing rules to say: The following disclaimer must be mentioned within the… Read More »
The Difference Between Pooled Versus First-Party Special Needs Trusts
If you have a beneficiary that suffers from a serious physical and/or mental impairment or chronic illness and receives government assistance, you want to think about how you can allow that individual to receive their inheritance without sacrificing the government benefits they desperately need. A special needs trust may be the right estate planning… Read More »
Why It Could Be Beneficial To Spend Down Savings
Just in the name alone, savings denotes funds that are put aside and not touched unless necessary or to be spent at a later time. This is true throughout life. People should put some money that they make from each paycheck away for savings. In time, those funds will accumulate and can be a… Read More »