Author Archives: Jay Butchko
How Can Workers’ Compensation Deny Your Claim?
If you file your claim with your employer’s insurance provider but it is denied, this may come as a shock and be quite distressing. Thinking about the long road you have to recover, how costly your medical expenses are, and what you are going to do about your income when you cannot work are… Read More »
Reasons Why Your Workers’ Compensation Claim Was Denied
If you were injured while you were at work you may want to have access to your company’s workers’ compensation insurance to help you pay for your injury and rightfully so. Connecticut workers’ compensation coverage is required for businesses with employees or those that use contractors that do not carry insurance. This means it… Read More »
What Does Medicare Pay For With Long-Term Care?
As we age our parts start to break down and our immune systems are not as strong at defending against diseases. It is just a part of life, and no matter how hard you try to keep yourself in great shape, it is much more difficult to stay healthy in older age and anything… Read More »
Will Your Medicare Coverage Pay For Long-Term Nursing Home Services?
If you have never looked into the costs of long-term care, you may be surprised at how expensive it can be. Currently, it is averaging $15,000 per month and more. Depending on your circumstances, if you think that your Medicare coverage will pay for those costs, this will not be the case. The last… Read More »
How Estate Taxes Work In Connecticut
A common question we get is, “Will my heirs have to pay an estate tax?” In most cases unless the current laws change, the answer is no. The estate tax only applies in cases where individuals die leaving millions of dollars in assets. Still, because laws change, it is important to understand how the… Read More »
Connecticut Conservatorships
Connecticut law allows for both voluntary and involuntary conservatorships. A conservator is someone appointed by a court to manage the personal or financial decisions on behalf of an adult who lacks the capacity to handle their own affairs. In the case of a voluntary conservatorship, a person who recognizes their own incapacity or inability… Read More »
What Is The Difference Between Larceny, Robbery, And Burglary In Connecticut?
In Connecticut, criminal theft is referred to as larceny. A person commits larceny when, with intent to deprive another of property or to appropriate the same to himself or a third person, they wrongfully take, obtain, or withhold that property from the owner. Larceny does not necessarily require the use of physical force against… Read More »
How Does Intestate Succession Work In Connecticut?
As we get older we start to think about the need for certain life event documents such as a will. At the same time, many of us put off making a will, perhaps because we do not want to contemplate death, we do not think we have “enough assets” to justify even having a… Read More »
Understanding Connecticut’s Eligibility Requirements For Medicaid
Medicaid is a federal/state partnership designed to help certain low-income individuals pay for health care and, in some cases, nursing home care. In Connecticut, the Medicaid program is known as HUSKY. The Connecticut Department of Social Services (DSS) is responsible for HUSKY’s benefit determinations and day-to-day operations. One of the most common questions people… Read More »
How Connecticut Deals With “Small Estates”
Many people are worried about the potential time and expense of probating a deceased loved one’s estate. In many cases, however, the probate process can be quite simple. In fact, there is even a specific procedure under Connecticut law to manage “small estates” without the need for all of the formalities of traditional probate…. Read More »