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Category Archives: Elder Law

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What Are Medicare Savings Programs?

By Brian S. Karpe |

You may be able to get help from Connecticut paying your Medicare premiums. In some cases, Medicare Savings Programs may also pay Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) deductibles, coinsurance, and copayments if you meet certain conditions.  There is a federal government program that provides funding that low-income seniors… Read More »

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ElderCouple

3 Tips To Avoid Common Estate Planning Mistakes In Connecticut

By Brian S. Karpe |

Michelle and Daniel (our hypothetical characters) were parents of adult twins, both about to turn 18. When Michelle and Daniel had children, they drafted a will detailing important information about guardianship and asset distribution in the untimely event of their death. They did not consider creating a trust because they assumed, like many people,… Read More »

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How Often Should You Update Your Will?

By Brian S. Karpe |

You drafted a will ten years ago when your first became a parent. Since then you have started a small business, had two more children and purchased a rental property. You also write music lyrics for which you own the publishing rights to. So is it really necessary that you revise your will? Is… Read More »

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Understanding The Benefits Of A Special Needs Trust

By Brian S. Karpe |

Are you the parent of a minor or adult child with special needs? Are you concerned about their medical and emotional needs as you age? Will they continue to need specialized care after your passing?  Are you concerned that your spouse, or even you, may need care and want to protect your savings and… Read More »

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CouplePlanning

3 Reasons Why Long-Term Planning Is Crucial

By Brian S. Karpe |

You have a nest egg saved for retirement, a ROTH IRA, a 401K, a pension, and a will. So you are done planning for your long-term health and financial future, right? Wrong. While saving for retirement starting in your twenties and thirties is critical, and drawing social security can help, long term planning is… Read More »

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