Category Archives: Elder Law
Medicaid’s 2023 Spousal Impoverishment Adjustment
It is imperative to have up-to-date information when you are estate and long-term care planning. How you manage your money will matter if you have a spouse who must live in a nursing home or other long-term care facility. The government has very detailed and specific rules about what assets you can have while… Read More »
How To Find An In-home Caregiver
It is a noble and respectable goal to take on the very involved and important job of caring for your older loved one who can no longer live independently and care for themselves. Still, while you may have the resources and tools to do so, you would not be alone if you came to… Read More »
Foot/Leg Issues Covered By Medicare
As we get older, health issues tend to crop up. We may be plagued by leg and foot problems that make it hard to walk and move around. Plantar fasciitis, bunions, and varicose veins are bothersome health concerns that can cause a lot of pain. While it’s important to get prompt medical care to… Read More »
2023 Medicare Update
With the recent hard-sell and subsequent popularity of Medicare Advantage health plans, the Centers for Medicare and Medicaid Services (CMS) announced significant marketing requirement changes for those insurance representatives that sell Medicare Advantage and/or traditional Medical supplement insurance policies. The CMS updated marketing rules to say: The following disclaimer must be mentioned within the… Read More »
Why It Could Be Beneficial To Spend Down Savings
Just in the name alone, savings denotes funds that are put aside and not touched unless necessary or to be spent at a later time. This is true throughout life. People should put some money that they make from each paycheck away for savings. In time, those funds will accumulate and can be a… Read More »
Can You Gift Your Wealth To A Family Member To Qualify For Medicaid?
Medicaid is a program that is funded by the federal government but administered by the state of Connecticut through the Department of Social Services to help low-income and low-asset individuals get assistance with various healthcare needs. Seniors can be eligible for Connecticut Medicaid benefits but they have to meet certain requirements. Specifically, there are… Read More »
What Does Medicare Pay For With Long-Term Care?
As we age our parts start to break down and our immune systems are not as strong at defending against diseases. It is just a part of life, and no matter how hard you try to keep yourself in great shape, it is much more difficult to stay healthy in older age and anything… Read More »
Will Your Medicare Coverage Pay For Long-Term Nursing Home Services?
If you have never looked into the costs of long-term care, you may be surprised at how expensive it can be. Currently, it is averaging $15,000 per month and more. Depending on your circumstances, if you think that your Medicare coverage will pay for those costs, this will not be the case. The last… Read More »
Understanding Connecticut’s Eligibility Requirements For Medicaid
Medicaid is a federal/state partnership designed to help certain low-income individuals pay for health care and, in some cases, nursing home care. In Connecticut, the Medicaid program is known as HUSKY. The Connecticut Department of Social Services (DSS) is responsible for HUSKY’s benefit determinations and day-to-day operations. One of the most common questions people… Read More »
Disability Trusts & ABLE Savings In Connecticut
Are you or a loved one concerned about a disabled family member’s well-being and how their condition will be managed when you can no longer care for them? Is a simple trust not enough to meet their specific needs? You may have options. ABLE savings accounts are specifically designed for Connecticut special needs residents… Read More »