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Category Archives: Elder Law

ElderlyParent

What Does Medicare Pay For With Long-Term Care?

By Brian S. Karpe |

As we age our parts start to break down and our immune systems are not as strong at defending against diseases. It is just a part of life, and no matter how hard you try to keep yourself in great shape, it is much more difficult to stay healthy in older age and anything… Read More »

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ElderLaw3

Will Your Medicare Coverage Pay For Long-Term Nursing Home Services?

By Brian S. Karpe |

If you have never looked into the costs of long-term care, you may be surprised at how expensive it can be. Currently, it is averaging $15,000 per month and more. Depending on your circumstances, if you think that your Medicare coverage will pay for those costs, this will not be the case. The last… Read More »

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LongTermPlan

Understanding Connecticut’s Eligibility Requirements For Medicaid

By Brian S. Karpe |

Medicaid is a federal/state partnership designed to help certain low-income individuals pay for health care and, in some cases, nursing home care. In Connecticut, the Medicaid program is known as HUSKY. The Connecticut Department of Social Services (DSS) is responsible for HUSKY’s benefit determinations and day-to-day operations. One of the most common questions people… Read More »

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ElderPlan

Disability Trusts & ABLE Savings In Connecticut

By Brian S. Karpe |

Are you or a loved one concerned about a disabled family member’s well-being and how their condition will be managed when you can no longer care for them? Is a simple trust not enough to meet their specific needs?  You may have options. ABLE savings accounts are specifically designed for Connecticut special needs residents… Read More »

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ScamCall

Social Security & IRS Senior Scams On The Rise

By Brian S. Karpe |

Government officials warn that 2022 will be the year of increased internet and telephone scams. While this does not come as a surprise to most, scams were extremely prevalent last year regarding Google, cryptocurrency, Medicaid, Social Security and the IRS. Authorities estimate that robocallers and other scammers are trying to take advantage of the… Read More »

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ConfusedOnPhone

Scam Alert: A Loved One Calls Claiming A Crisis Needing Money Immediately

By Brian S. Karpe |

A scam that is currently making its way around the country, and which particularly targets the elderly, is someone claims to be a loved one calls and says he or she is in terrible trouble.  The caller further claims that the grandchild or child needs money very quickly to avoid issues and asks that… Read More »

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ElderLaw3

Tips For Preventing Elder Fraud And Identity Theft In Connecticut

By Brian S. Karpe |

Alison’s mom, Irene, is complaining that she constantly receives telemarketer calls all day and night. Now Irene says the Social Security Administration called telling her she had to update her bank account information with them or her social security check would not be sent for that month. Irene did as the caller said, explaining… Read More »

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Couple_Will

What Are Medicare Savings Programs?

By Brian S. Karpe |

You may be able to get help from Connecticut paying your Medicare premiums. In some cases, Medicare Savings Programs may also pay Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) deductibles, coinsurance, and copayments if you meet certain conditions.  There is a federal government program that provides funding that low-income seniors… Read More »

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ElderCouple

3 Tips To Avoid Common Estate Planning Mistakes In Connecticut

By Brian S. Karpe |

Michelle and Daniel (our hypothetical characters) were parents of adult twins, both about to turn 18. When Michelle and Daniel had children, they drafted a will detailing important information about guardianship and asset distribution in the untimely event of their death. They did not consider creating a trust because they assumed, like many people,… Read More »

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Will7

How Often Should You Update Your Will?

By Brian S. Karpe |

You drafted a will ten years ago when your first became a parent. Since then you have started a small business, had two more children and purchased a rental property. You also write music lyrics for which you own the publishing rights to. So is it really necessary that you revise your will? Is… Read More »

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