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Monthly Archives: October 2021

Couple_Will

What Are Medicare Savings Programs?

By Brian S. Karpe |

You may be able to get help from Connecticut paying your Medicare premiums. In some cases, Medicare Savings Programs may also pay Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) deductibles, coinsurance, and copayments if you meet certain conditions.  There is a federal government program that provides funding that low-income seniors… Read More »

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TrustD

What Is A Connecticut Special Needs Trust?

By Brian S. Karpe |

Special needs trusts have evolved a lot in the past few decades. States recognized demand from families for a trust vehicle that offers assistance to children with developmental and physical disabilities, as well as aging seniors with increased needs. However, there is concern that without proper planning, an adult child, a disable person or… Read More »

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CollegeStudent

Is Your Child College-Bound? Consider Obtaining A Medical HIPAA Release This Year

By Brian S. Karpe |

Michael is a college sophomore excited to finally be back on campus this year. He has Type I Diabetes but it is managed with diet and insulin injections. His parents are worried about his health and would feel more comfortable if he checked in on a regular basis, but is a weekly phone call… Read More »

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PROPOSED ESTATE AND GIFT TAX LAW CHANGES – OCTOBER 2021

By Brian S. Karpe |

The Biden Administration has proposed sweeping estate tax impacts to the estate and gift structure.  The proposed impact will effectively increase estate and gift tax liability significantly. The Biden campaign is proposing to reduce the estate tax exemption to $3,500,000 per person ($7,000,000 per married couple).  The current rate is an estate tax exemption… Read More »

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