Monthly Archives: November 2022
Common Car Accident Injuries
When a car accident occurs, the first thing that people usually see is the damage to the vehicles involved. Car crashes can also cause damages to the occupants of the vehicles. Depending on the impact, a person can suffer a wide range of injuries of varying severity. The force involved can cause your body… Read More »
2023 Medicare Update
With the recent hard-sell and subsequent popularity of Medicare Advantage health plans, the Centers for Medicare and Medicaid Services (CMS) announced significant marketing requirement changes for those insurance representatives that sell Medicare Advantage and/or traditional Medical supplement insurance policies. The CMS updated marketing rules to say: The following disclaimer must be mentioned within the… Read More »
The Difference Between Pooled Versus First-Party Special Needs Trusts
If you have a beneficiary that suffers from a serious physical and/or mental impairment or chronic illness and receives government assistance, you want to think about how you can allow that individual to receive their inheritance without sacrificing the government benefits they desperately need. A special needs trust may be the right estate planning… Read More »