Author Archives: Jay Butchko
5 Types of Individuals Who Could Benefit From a Special Needs Trust
When a loved one has a disability, they may be entitled to certain government benefits such as Supplemental Security Income (SSI) and Medicaid. However, there are eligibility requirements, including a limit on financial resources that could jeopardize one’s ability to secure or keep those benefits. As a result, when estate planning, and one wants… Read More »
Estate Planning For Minor Heirs
When young children become part of a family, this is a life event that requires revisiting one’s estate plan. It is imperative that young children are considered in an estate plan should the unthinkable happen. Because minors cannot manage money and assets by themselves, there are methods and estate planning tools that can be… Read More »
Does it Take a Long Time To Get a Car Accident Settlement in Connecticut?
Car accidents are a widespread problem in the United States, with more than six million crashes happening every year. Car accidents can be quite traumatic as they produce countless injuries and thousands of deaths yearly. After a crash, it is understandable that victims have many questions. A few of the most common include: Do… Read More »
Defending Yourself Against False Domestic Abuse Claims
There are no criminal charges that will not adversely impact someone’s life. And, even if a criminal charge is proven false and a person alleged to have committed a crime is found not guilty, the initial accusations alone can follow that individual around for the rest of their life. Being accused of criminal misdeeds… Read More »
How To Plan for The Future of a Child with Brain Injury
Brain injuries can be genetic, a result from trauma during labor and delivery, or occur traumatically later in life. Each day in the United States, there are approximately 5,000 individuals who will be diagnosed with a brain injury. Currently, across the country, the Brain Injury Alliance indicates that there are 5,300,000 Americans living with… Read More »
Are Special Needs Trusts and Supplemental Trusts the Same?
When considering special needs planning, two terms are usually used, which are special needs trusts and supplemental needs trusts. As a result, there can be some confusion as to what they both mean and if they are different or the same. Both of these terms essentially mean the same thing and are intended to… Read More »
What Is Negligence In A Civil Suit And How Do You Prove It?
The ultimate goal of a personal injury claim is to secure the highest amount of financial compensation that will account for the full amount of damages suffered. To accomplish this, it is critical that negligence exists and is proven. In some situations, showing negligence on the part of another party is clear, and other… Read More »
What Is The Coming And Going Rule And How Does It Affect Workers’ Compensation?
You get up in the morning and start your day like any other day, getting ready and heading off to work. But what happens if you are injured while you are either driving to work or from work? What are your options to pay for your damages? Will workers’ compensation apply in this scenario?… Read More »
Third-Party Vs. First-Party Special Needs Trusts Explained
Special needs trusts serve an important role as an extra means of financial support for a loved one you have in your life that has special needs. Special needs trusts can be set up in a way that will not jeopardize your loved one’s ability to obtain the government benefits they need and are… Read More »
Medicaid’s 2023 Spousal Impoverishment Adjustment
It is imperative to have up-to-date information when you are estate and long-term care planning. How you manage your money will matter if you have a spouse who must live in a nursing home or other long-term care facility. The government has very detailed and specific rules about what assets you can have while… Read More »